Wasp. There are thousands of different varieties.

Bees have more fuzz, hairy..

If you happen to see one fly, wasp fly with legs down, while bees fly with them up.

That's a good picture. You might be able to do a web search for "wasp images" and determine the variety.'

It's a flower fly, also called a hover fly (family Syrphidae).

It looks like a wasp, they're similar to bees but not really.

i took a close up of a flower and caught this critter on it, what is it?